About CF
Excuse me, but may I please speak to the manager?
Hi there! My name is Joe and I’m 32-year old IT analyst working for a transportation company. And I’m in debt. Massive bad debt. Credit card debt!I’m currently 36 000$ in debt. After reading Dave Ramsey’s Total Money Makeover book, I decided to do something about it. And this blog will help me along the way.
What is Canuck Finances?
Just another personal finance blog with a Canadian twist. I am not a financial planner nor a doctor, lawyer or anybody else who is professionally trained to give out advice. I’m simply here to keep track of my progress and hopefully, inspire people who are in the same situation as I am.
Why Dave Ramsey? And why the Total Money Make-Over?
When I first heard Dave Ramsey, I wasn’t too impressed. He seemed arrogant, cocky, annoying and little bit “coo-coo”. If you know what I mean. However, after reading his book a few times, something strange started to happen. He started to make a lot of sense. Especially when he describe his own feelings when he was going through bankruptcy and lots of bad debt. The fear, the insecurity, the sleepless nights etc. All of those feelings that I am currently feeling. So Dave hit a nerve with me. Therefore I decided to give his program a shot.
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